Active personal injury attorneys know which insurance companies settle or force cases to trial. Insurance carriers consider many things before deciding whether they will deny payment on a claim. An experienced personal injury lawyer generally uses different case resolution strategies for each insurance company he or she goes up against. If your New Jersey defendant is insured by Allstate, State Farm, Geico, Liberty Mutual, New Jersey Manufacturers (NJM), or Progressive Insurance, you better make sure your lawyer knows their way around the courtroom.